The Fund provides tailored financing to climate-friendly and environmentally responsible businesses whose operations reduce environmental harm, promote sustainability, and contribute to inclusive economic growth. The initiative aligns with the Ghana Green Finance Taxonomy (2024) and supports key Sustainable Development Goals including affordable and clean energy, industry innovation, and climate action.

The Green Lending Fund offers financing ranging from GHS 50,000 to GHS 10 million, with a maximum tenor of five years. The facility is priced at the Ghana Reference Rate minus up to five percent per annum, making it concessionary and accessible for businesses seeking to scale responsibly.

Julian Opuni, Managing Director of Fidelity Bank, described the fund as a tangible manifestation of the bank’s vision to build a sustainable future.

"The transition to a sustainable economy is a global imperative and a local necessity; especially for Ghana’s long-term resilience," Mr. Opuni stated.

"At Fidelity Bank, we recognize that green businesses; whether they are solving challenges or pioneering initiatives, often face hurdles in accessing patient and affordable capital. The Green Lending Fund is our answer to that challenge. It provides the financial fuel that inclusive, climate-smart economic growth requires. By supporting these businesses, we are fostering long-term partnerships built on high standards of governance and ethics."

The GLF is open to two broad categories of businesses: green start-ups that have been operational and generating consistent cash flow for at least one year, and established businesses across corporate, business banking, and SME segments. Eligible sectors include renewable energy such as solar and biogas, sustainable agriculture, forestry, water management, waste recycling, green construction, clean transportation, cleaner manufacturing technologies, and circular economic activities.

Nana Yaa Afriyie Ofori-Koree, Head of Partnerships, Sustainability, and CSR, emphasized the intentional design of the product to incentivize high-impact sectors.

"We designed the Green Lending Fund to be a catalyst," she explained. "The goal is to offer concessionary pricing and longer tenors, which will ultimately de-risk the green sector for entrepreneurs. This fund is structured to support businesses that are making a measurable difference. Our rigorous review process, led by the Green Finance Review Committee, ensures that funds flow to projects that are truly aligned with national climate goals. Our objective is to prove that profitability and environmental stewardship can, and must, go hand in hand."

With the launch of the Green Lending Fund, Fidelity Bank continues to lead the charge in Sustainable Finance, proving that the financial sector can be the engine that drives Ghana towards a cleaner and more sustainable future.