Credit Evaluation Officer
Other Jobs Information
Job Category
Other Jobs
Job Type
Permanent/Full Time
Working Experience
1 - 3 Years
Education Level
First Degree
Industry
Retail Jobs
Salary Range
GH¢1,000.00 - GH¢2,000.00
Qualifications
• Minimum of a good university first degree in any of the social science fields.
• Sound knowledge and understanding of the local and international credit criteria.
Minimum of 2 years experience, with at least 1 year in credit risk management, preferably in the retail/consumer credit space
Must leave around Abeka, Kaneshie, Adabraka, Kokomlemle, LaPaz, Tesano, Achimota
Application Deadline
2020-05-06
Description
Position Description
To assist the organization in achieving its growth targets by providing effective value-adding risk management, whilst maintaining a quality-credit book, through judicious and effective management thereof. Must also deliver professional service by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles which support minimizing risk to the organization.
Responsibilities
- Evaluates whether Credit proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommend appropriate credit facilities including terms or conditions of facilities.
- Ensure the accuracy and reliability of approvals and or make referrals to a higher authority, on personal credit applications reviewed.
- Add value to the credit approval process by guiding originators as appropriate to reduce reworks on applications.
- Ensure timely and quality credit assessment and decisions are made.
- Manage adherence to the service level agreement that has been concluded.
- Actioning of the daily referral report and make decisions to management to grant access to the Organization’s facility.
- Issuing of sanction documents, clearly stating the conditions and requirements of the credit facility.
- Ensure completeness of documentation, reconfirming that appropriate verification of information and documentation has been carried out on assigned client guarantors.
- Carry out other functions that may be assigned from time to time by the management.
Location Information
Location
Kaneshie
Region
Greater Accra
Street Address
Plot #1 and 2 Agbogba St, North Legon