Through its “Wo Nk?so?” initiative, MMFL is helping entrepreneurs improve record-keeping, manage cash flow, build savings habits and become better positioned for credit, insurance, and future investment.

The programme targets informal sector operators, including women-led businesses, fashion designers (dressmakers and tailors), hairdressers, and farmers, many of whom support households and communities while operating with limited access to formal financial tools.

In collaboration with Universal Merchant Bank, Kola Market, and the national associations representing these groups, MMFL is delivering hands-on training in digital banking, fraud prevention, business formalisation, and credit readiness.

Speaking at the launch held in Kumasi as part of the National Conference of the Ghana Dressmakers and Tailors Association, Charles Osei Owusu, Senior Manager for Business Development at MobileMoney Fintech LTD, said the initiative was inspired by the everyday struggles of entrepreneurs who work hard but often lack the financial systems needed to grow sustainably.

“We engage business owners who have the talent, determination, and customer base to grow, yet many still lack access to the financial tools they need to scale. This initiative is designed to bridge that gap with practical support tailored to their needs,” he said.

He added that MMFL sees financial inclusion as more than access to transfers, but as access to savings, credit, insurance, and a stronger financial identity for everyday Ghanaians.

Launched in Kumasi, the programme will roll out across Accra, Takoradi and Tamale this year through four trade-specific training sessions aimed at reaching about 600 entrepreneurs nationwide.

MobileMoney Fintech LTD is committed to building Ghana’s digital future together while unlocking growth and opportunities for everyone through financial solutions that empower individuals, businesses, and communities to thrive. 

Members of the Ghana National Tailors and Designers Association (GNTDA) in attendance during the Wo Nk?so? MSME Capacity Building Initiative at the Great Hall, KNUST

Members of the Ghana National Tailors and Designers Association (GNTDA

Participants from the Ghana National Tailors and Designers Association (GNTDA) in attendance at the Wo Nk?so? (Your Progress) MSME Capacity Building Initiative at the Great Hall, KNUST.