Ruby current account is a gender specific product designed for discerning women so as to satisfy some of their special business and personal needs.

Everyone is different so one size never fits all

That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.

 

Features

    GHS 2,000 Minimum Opening/Operating Balance

    No limit on number of withdrawals

    Can be used as a payroll account

Target Market

    Self Employed/Business women

    Women Executives

    Professional women – mid to senior level officers

    Housewives, married to spouses with mid to high income spouses

Benefits

    Zero COT (Subject to maintaining the minimum balance)

    Attractive interest rate of up to 5% for balances above GHS 20,000

    Cash collateralized loans for up to 80% of account balance

    Access to consumer credit facilities (terms apply)

    Up to 20% discount on services offered by various Ruby partner outlets

    Free e-Banking channels enrolment - Internet Banking and Alert services

    Customized Ruby account cheque book and Debit Card

Requirements

    Completed account opening form

    2 passport photograph

    Valid means of Identification: Employers ID, International Passport, National lD, Driver's License, Voter’s card or other acceptable ID

    Utility bill not exceeding 3months old

    2 current account references