Cashier/Credit Officer - Accra
Other Accounting Jobs Information
Job Purpose:
Sell loan products to qualified clients.
Job Responsibilities:
1. Responsibly solicit and manage new loan accounts/products to build and achieve your set target.
2. Pre-screening, orientation and registration of loan applicants.
3. Conduct search on credit bureau and collateral registry on all loan client and their collaterals.
4. Complete loan application form and ensure loan is properly book in the system.
5. Must ensure loan applicants comply with all credit documentation policy.
6. Conduct credit and background investigation of eligible loan applicants.
7. Evaluate cash flow of loan applicants.
8. Ascertain the completeness of loan documents before loan is send for appraisal.
9. Must ensure 100% repayment of all loans disbursed.
10. Must present comprehensive monthly report on the stage of his/her loan portfolio?
11. Follow up on delinquent loans (a day late payment or more) immediately and informs the Head of Credit if no payment is received or collected within the same day.
12. Recommend remedial measures for delinquent borrowers.
13. Responsible for the attainment of his/her performance targets
14. Assist in identifying new business opportunities, promote and sell the banks products and services
15. Daily report to the Head of Credit on activities and status of set targets.
info@businessghana.com

